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We offer insurance appraisals that meet the needs of all
insurance carriers and underwriters in the State of Florida.
Our appraisals help you get the right amount of coverage from the start,
so you're not overpaying or under-covered.
We offer wind mitigation services and other required reports to
make informed decisions about your condo insurance.
Call us when your customers needs appraisals to gain insurance
We help condo associations and commercial properties remain compliant
Reduce your liability, protect your community assets
Peace of Mind:
Eliminate Risk and Uncertainty
Better Communication:
You will always get a live person when you call
Fast Turn-Around:
We have the staffing to answer questions quickly and act on last-minute needs
Don't Gamble With Your Insurance:
A current, detailed appraisal is often required
to secure and maintain your policy
Proven Track Record:
Over 18k appraisals completed without any issues
Appraisals
Property Inspections
Report Updates
Customers
Years of Experience
As Florida’s regulations tighten, stay ahead of the curve. Our appraisals are compliant with Florida Statutes, ensuring you avoid any legal snags.
The Florida Condominium Act is a piece of legislation codified under Florida Statutes, Chapter 718. Sections within the Chapter outline requirements for condominium associations and owners on insurance matters. The Act requires condominium associations to maintain insurance coverage for “the common elements, association property, and units” (Section 718.111(11)). Unit owners are generally responsible for insuring components within their individual unit, often referred to as “walls-in” coverage.
The association’s policy usually covers the building structure and common areas, while the unit owner’s insurance might cover personal property, liability, and elements of the unit that are not included in the association’s policy. It’s crucial for both parties to understand their obligations to avoid gaps in coverage.
These requirements aim to balance the interests of both individual unit owners and the collective association. The idea is to ensure that in the event of a loss, financial responsibility is clear, thereby expediting the recovery process.
Prestar Services offers appraisals and inspection services that help the association fulfill its duties to protect the interests of their property.
Insurance regulations and carrier options change rapidly. Choose Prestar for up-to-date guidance and services that adapt to the shifting landscape. Often, you may be asked to provide an insurance appraisal to purchase new insurance, (renew policy), for an owner who needs to prove value to their bank at purchase, or to comply with local ordinances.