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One Skipped Condo Insurance Appraisal, a $600,000 Loss
Alex Cavenaugh served as his condominium board's president for twenty years without a single serious complaint. Then a hurricane damaged three of his community's eight buildings, the insurance check came
Insurance Appraisal vs. Reserve Study vs. SIRS vs. Milestone Inspection: A Plain-English Guide for Florida Condo and HOA Boards
Short answer A Florida condo insurance appraisal determines the replacement cost value of your buildings so your master policy coverage limits are set correctly. A reserve study determines how much
Your Condo’s Automatic Coverage Increase Just Disappeared
There's an add-on to your association's master insurance policy that most board members have never read and never asked about. It's called inflation guard. As of this year, the lending
Florida Milestone Inspection Data Has Gaps. Yours Can’t.
In July 2026, Florida's Office of Program Policy Analysis and Government Accountability published Report 26-04, Milestone Inspection Reporting Data 2024 and 2025. It is the first statewide look at Florida
A Big Accounting Firm Just Bought CBIZ — Here’s Why P&C Agents and Property Managers Should Care
You probably didn't see this in the news, because it got covered as an accounting story. But there's a piece of it that touches property and casualty insurance directly —
The $50,000 Number That Could Freeze Your Condo Sales
If you sit on a condo or HOA board, here's something worth knowing. It didn't come from Tallahassee. It came from Fannie Mae, and it's already in effect. Fannie Mae
