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Florida’s 36-Month Condo Insurance Appraisal Rule (HB 913)
Florida's House Bill 913 took effect July 1, 2025. Most of the coverage since then has focused on inspections and reserve studies — which means the provision that hits your
Maximize Your Insurance Options: Why Early Appraisals Matter
In today's challenging insurance market, association boards need every advantage when shopping for competitive coverage. One often-overlooked strategy can significantly improve your renewal outcomes: scheduling your insurance appraisal 90 days
Why Your Association Needs Regular Insurance Appraisal Updates
The Hidden Risk Your Community Faces Many condo and homeowners associations are unknowingly exposing themselves to significant financial risk through outdated insurance appraisals. As construction costs fluctuate and properties undergo
Wildfires in California: A Sobering Reminder for Florida
As wildfires blaze through parts of California each year, they serve as a stark reminder of how vulnerable properties can be to natural disasters. While Florida faces its own environmental
Wind Mitigations for Condos, What They Cover and Why You Need One
Who would buy a roll of paper towels at full price if there was a coupon for 30% attached to it? (Silence) This is Florida - we have storms and
Preparing your Association for the Next Storm
You have seen countless examples of storm damage in Florida. Let us face it—being on a condominium board is a thankless job (literally, no one thanks you), and you’re not
