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What Does Your Insurance Appraisal Cover? Association vs. Owner Insurance in Florida
What is an insurance appraisal? An insurance appraisal is an independent report that estimates what it would cost to rebuild an association's buildings if they were destroyed. That number is
CAM Continuing Education: How to Avoid a Costly Claim Mistake
Are you a licensed community association manager (CAM) who needs CAM continuing education in insurance and financial management? Prestar Services is offering a one hour class on insurance appraisals. The
Can Buyers Still Get a Mortgage in Your Building?
A quiet change in Washington is making it harder to buy and sell condos, and most boards have not heard about it. Fannie Mae and Freddie Mac, the two agencies
Insurance Rates Are Dropping. Is Your Coverage Number Right?
After four hard years, Florida's property insurance market is finally turning. The state has approved rate cuts, new insurers are competing for business, and even Citizens, the state backed insurer,
Condo Insurance in Florida: What an HO-6 Policy Covers
Condo insurance, called an HO-6 policy, covers the inside of your unit and your personal liability. It works with your condominium association's master policy, not instead of it. Here is
Insurance Appraisal vs. Reserve Study: What Your Board Needs to Know
Boards often ask us whether an insurance appraisal and a reserve study are the same thing. They are not. The two reports answer different questions, and most Florida condominium and
