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Who Pays for What? Understanding Insurance in Your Community Association
Ever sat in a board meeting and heard someone ask, "Wait, isn't that the association's job to cover?" You're not alone. Insurance is one of the most confusing parts of
20 Years at a Red Table: Reflecting on Two Decades of Prestar Services
This year marks Prestar's 20th anniversary, and if I'm honest, writing that sentence still catches me off guard. Twenty years ago, I wasn't picturing an insurance appraisal company serving condominium
Does Your Appraiser Carry the Right Insurance Coverage for You?
When a condo or HOA board hires a company to perform an insurance appraisal, reserve study, or property inspection, the conversation usually centers on cost, turnaround time, and credentials. One
Florida’s 36-Month Condo Insurance Appraisal Rule (HB 913)
Florida's House Bill 913 took effect July 1, 2025. Most of the coverage since then has focused on inspections and reserve studies — which means the provision that hits your
Maximize Your Insurance Options: Why Early Appraisals Matter
In today's challenging insurance market, association boards need every advantage when shopping for competitive coverage. One often-overlooked strategy can significantly improve your renewal outcomes: scheduling your insurance appraisal 90 days
Why Your Association Needs Regular Insurance Appraisal Updates
The Hidden Risk Your Community Faces Many condo and homeowners associations are unknowingly exposing themselves to significant financial risk through outdated insurance appraisals. As construction costs fluctuate and properties undergo
