You probably didn't see this in the news, because it got covered as an accounting story. But there's a piece of it that touches property and casualty insurance directly — and it's worth a few minutes if you're a P&C agent
If you sit on a condo or HOA board, here's something worth knowing. It didn't come from Tallahassee. It came from Fannie Mae, and it's already in effect. Fannie Mae just changed how it decides whether a condo building qualifies for
Ever sat in a board meeting and heard someone ask, "Wait, isn't that the association's job to cover?" You're not alone. Insurance is one of the most confusing parts of living in a condo, townhome, or HOA community. Get it wrong,
This year marks Prestar's 20th anniversary, and if I'm honest, writing that sentence still catches me off guard. Twenty years ago, I wasn't picturing an insurance appraisal company serving condominium associations, HOAs, property managers, and insurance carriers across Florida and the
When a condo or HOA board hires a company to perform an insurance appraisal, reserve study, or property inspection, the conversation usually centers on cost, turnaround time, and credentials. One question gets skipped far more often than it should: does the
Florida's House Bill 913 took effect July 1, 2025. Most of the coverage since then has focused on inspections and reserve studies — which means the provision that hits your insurance renewal directly has been flying comfortably under the radar. Right
In today's challenging insurance market, association boards need every advantage when shopping for competitive coverage. One often-overlooked strategy can significantly improve your renewal outcomes: scheduling your insurance appraisal 90 days before policy renewal. The 30-Day Marketing Window Challenge Most association boards
The Hidden Risk Your Community Faces Many condo and homeowners associations are unknowingly exposing themselves to significant financial risk through outdated insurance appraisals. As construction costs fluctuate and properties undergo improvements, your insurance coverage needs to keep pace—or your community could
As wildfires blaze through parts of California each year, they serve as a stark reminder of how vulnerable properties can be to natural disasters. While Florida faces its own environmental challenges—hurricanes, flooding, and rising sea levels—there are important parallels between these
Who would buy a roll of paper towels at full price if there was a coupon for 30% attached to it? (Silence) This is Florida - we have storms and hurricanes and after this active hurricane season we don’t need a
